Morley Insurance Texting Policy
SMS/Text Messaging Terms & Conditions
Please read these SMS/Text Messaging Terms & Conditions carefully. By completing the SMS/Text Messaging Opt-In Form, you expressly consent to receive non-marketing and marketing text messages from The Morley Agency, including text messages made with an Autodialer, at the mobile phone number(s) you provide.
You may opt-out of these communications at any time by replying STOP to any text message from The Morley Agency or by otherwise contacting The Morley Agency as indicated below. You can receive help at any time by replying HELP to any text message from The Morley Agency or by otherwise contacting The Morley Agency as indicated below. Consent to receive non-marketing or marketing text messages is not required to purchase any products or services from The Morley Agency. Messaging and data rates may apply.
By completing the SMS/Text Messaging Opt-In Form, you also accept and agree to be bound by these SMS/Text Messaging Terms & Conditions and any other applicable terms and agreements related to your use of The Morley Agency services.
The Morley Agency offers its text messaging program whereby The Morley Agency, and any applicable service providers, will text message you to provide you with information concerning your account activity with The Morley Agency and other The Morley Agency products, services, and promotions (all of the foregoing the “The Morley Agency Program”). The Morley Agency and its service providers may, from time to time, use standard or an automatic telephone dialing system (“Autodialer”) to deliver text messages to you under the The Morley Agency Program. You agree that you will not use The Morley Agency Program for any illegal or unlawful purposes. No coverage may be bound or amended via text message or The Morley Agency Program.
Under The Morley Agency Program, the number of The Morley Agency text messages that you receive may vary depending upon your account activity and your communication with The Morley Agency.
The Morley Agency does not impose a separate fee for sending The Morley Agency text messages under The Morley Agency Program. However, standard message and data rates may apply to each text message sent or received in connection with The Morley Agency Program, as provided in your mobile telephone.
Supported Carriers; Interruption
The Morley Agency Program should be available through your equipment or mobile device when the equipment or device is within the operating range of your wireless service provider. The Morley Agency Program may not be available on all equipment/mobile devices, or through all wireless carriers, and not all functionalities of The Morley Agency Program are available on all equipment/mobile devices, or through all wireless carriers. The Morley Agency may, from time to time, in its discretion and without notice to you, limit the carriers that support The Morley Agency Program. Certain other carriers may not support The Morley Agency Program.
Delivery of information and content to your equipment/mobile device may fail due to a variety of circumstances or conditions. The Morley Agency Program is subject to transmission limitation or interruption. You understand and acknowledge that mobile network services are outside of The Morley Agency's control, and The Morley Agency is not responsible or liable for issues arising therefrom, or the failure thereof, including, without limitation, technical, hardware, software, electronic, network, telephone or other communications malfunctions, errors or failures of any kind, errors in transmission, traffic congestion, lost or unavailable network connections, telephone connections, wireless phone connections, website, Internet, or ISP availability, unauthorized human intervention, traffic congestion, incomplete or inaccurate capture of entry information (regardless of cause) or failed, incomplete, garbled, jumbled or delayed transmissions which may limit or restrict your ability to receive or send a message, including any injury or damage to your or any other person’s equipment/wireless device relating to or resulting from participating in or using the The Morley Agency Program. If The Morley Agency Program is not available within your intended location, you agree that your sole remedy is to cease using The Morley Agency Program.
How to Opt-In
To opt-in to receive text messages from The Morley Agency under The Morley Agency Program, complete the SMS/Text Messaging Opt-In Form and submit it to the Morley Agency Inc. You can receive this document via mail or email.
How to Opt-Out
To stop receiving text messages from The Morley Agency, text STOP to the ten-digit long code from which the text messages are being sent. You will then receive confirmation of your opt-out of the Morley Agency text messaging program. You may also opt out by providing written notice to the Morley Agency at 32 Hampton Rd, Southampton, NY , by emailing
The Morley Agency or calling The Morley Agency.
Your Mobile Telephone Number
You represent that you are the account holder for the mobile telephone number(s) that you provide or that you have the account holder’s permission to enter the mobile telephone number(s) that you provide and that you will not initiate messages to the mobile phone of any other person or entity. You agree to maintain accurate, complete, and up-to-date information with The Morley Agency regarding your use of The Morley Agency Program, including, without limitation, notifying The Morley Agency in writing immediately if you change, or cease being the regular user of, your mobile telephone number. You agree to indemnify The Morley Agency in full for all claims, expenses, damages, and costs, including reasonable attorneys’ fees, related to or caused in whole or in part by your failure to notify The Morley Agency if you change your telephone number, or cease being the regular user of, including, but not limited to, all claims, expenses, damages, and costs related to or arising under the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq.
To request more information, text HELP to the ten-digit long code from which the text messages are being sent. You may also receive help by providing written notice to The Morley Agency at 32 Hampton Rd., Southampton, NY 11968, by emailing The Morley Agency or calling The Morley Agency at 631-283-3100.
To receive The Morley Agency text messages or enroll in the The Morley Agency Program, you must be a resident of the United States, eighteen (18) years of age or older, authorized to enroll the mobile phone number in the The Morley Agency Program, and authorized to incur any mobile message or data charges incurred by participating. The Morley Agency reserves the right to require you to prove the foregoing to participate in the The Morley Agency Program.
Changes to These SMS/Text Messaging Terms & Conditions
The Morley Agency may revise, modify, or amend these Morley Agency SMS/Text Messaging Terms & Conditions at any time. Any such revision, modification, or amendment shall take effect when it is posted to The Morley Agency website. You agree to review these Morley Agency SMS/Text Messaging Terms
& Conditions periodically to ensure that you are aware of any changes. Your continued consent to receive The Morley Agency text messages will indicate your acceptance of those changes.
Amendment; Termination of Text Messaging
The Morley Agency may suspend or terminate your receipt of The Morley Agency text messages if The Morley Agency believes you are in breach of these The Morley Agency SMS/Text Messaging Terms & Conditions. Your receipt of The Morley Agency text messages is also subject to termination in the event that your mobile telephone service terminates or lapses. The Morley Agency reserves the right to modify or discontinue, temporarily or permanently, all or any part of The Morley Agency text messages and The Morley Agency Program, for any reason, with or without notice to you.
Release; No Warranties; Limitation of Liability
By participating in the The Morley Agency Program, you agree to release and hold harmless The Morley Agency and its representatives, agents, successors, assigns, employees, officers and directors, from any and all liability, for loss, harm, damage, injury, attorneys’ fees, cost or expense whatsoever including without limitation, property damage, personal injury and death that may occur in connection with The Morley Agency, or your use thereof, and for any claims, matters, or disputes based on violation of law or infringement or violation of any rights of any person or entity, including, without limitation, violation of publicity rights, defamation, or invasion of privacy.
THE MORLEY AGENCY PROGRAM IS PROVIDED AS IS, WHERE IS ANDWITHALL FAULTS AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS, IMPLIED, WRITTEN, ORAL OR ARISING UNDER CUSTOM OR TRADE. AGENCY DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSES AND NON-INFRINGEMENT.
In no event shall The Morley Agency be liable to you, or to any third party, for any losses or damages whatsoever arising out of or resulting from The Morley Agency Program, or your use thereof, regardless of the theory of recovery, including, without limitation, direct, indirect, consequential, incidental or special damages, lost profits, punitive damages, attorney’s fees or any damages arising out of or resulting from a statutory or regulatory violation, negligence, gross negligence, strict liability, tortious conduct, willful misconduct or fraud, breach of contract, or breach of warranty. To the extent this damage waiver is contrary to applicable law, your or any third party’s maximum recovery for any losses or damages whatsoever arising out of or resulting from The Morley Agency Program, or your use thereof, regardless of the theory of recovery, is $10.00.
Arbitration/Class Action Waiver
ALL DISPUTES, MATTERS, OR CLAIMS BETWEEN YOU AND AGENCY ARISING OUT OF OR RELATING IN ANY WAY TO THESE SMS/TEXT MESSAGING TERMS
& CONDITIONS, ANY TEXT MESSAGES BETWEEN YOU AND AGENCY OR ANYONE ACTING ON YOUR OR AGENCY’S BEHALF, OR THE AGENCY PROGRAM, REGARDLESS OF THE THEORY OF LIABILITY OR RECOVERY, MUST BE RESOLVED SOLELY BY ARBITRATION CONDUCTED EXPEDITIOUSLY IN ACCORDANCE WITH THE AMERICAN ARBITRATION ASSOCIATION CONSUMER ARBITRATION RULES (“AAA RULES”) BY A SOLE ARBITRATOR SELECTED BY THE PARTIES TO THE DISPUTE FROM THE NATIONAL OR [PREFERRED LOCATION] PANEL OF ARBITRATORS. ALL DISPUTES, MATTERS, OR CLAIMS BETWEEN YOU AND AGENCY INCLUDES, WITHOUT LIMITATION, ANY ACTUAL OR ALLEGED STATUTORY OR REGULATORY VIOLATION, EQUITABLE CLAIM, NEGLIGENCE, GROSS NEGLIGENCE, STRICT LIABILITY, TORTIOUS CONDUCT, WILLFUL MISCONDUCT OR FRAUD, BREACH OF CONTRACT, BREACH OF WARRANTY, AS WELL AS ALL DISPUTES, MATTERS, OR CLAIMS ARISING OUT OF OR RELATING IN ANY WAY TO THE ARBITRATION/CLASS ACTION WAIVER PROVISION OR THE RELEASE; NO WARRANTIES; LIMITATION OF LIABILITY PROVISION.
This agreement to arbitrate is intended to be broadly interpreted, and expressly includes disputes, matters, or claims brought under the Telephone Consumer Protection Act, 47
U.S.C. § 227 et seq., or any other statute, regulation, or legal or equitable theory. THIS PROVISION MUST CONSTRUED IN ACCORDANCE WITH, AND THE ARBITRATION MUST BE GOVERNED BY, THE FEDERAL ARBITRATION ACT (9
U.S.C. § 1 et seq.). ANY JUDGMENT UPON THE DECISION RENDERED BY THE ARBITRATOR MAY BE ENTERED BY ANY COURT HAVING JURISDICTION. UNLESS OTHERWISE REQUIRED BY LAW, THE ARBITRATOR IS PROHIBITED FROM AWARDING DAMAGES IN EXCESS OF THE LIMITATIONS SET FORTH IN THESE SMS/TEXT MESSAGING TERMS & CONDITIONS.
ARBITRATION PROCEEDINGS MAY BE COMMENCED BY EITHER PARTY TO THIS AGREEMENT BY DELIVERING TO THE OTHER PARTY A WRITTEN NOTICE IN ACCORDANCE WITH THE AAA RULES. ANY ARBITRATION HEARING SHALL BE HELD IN [SOUTHAMPTON, NY], UNLESS THE PARTIES TO THE DISPUTE AGREE OTHERWISE. ANY JUDGMENT RENDERED BY ARBITRATION SHALL BE FINAL AND BINDING ON THE PARTIES, AND MAY BE ENTERED IN ANY COURT OF COMPETENT JURISDICTION. NOTWITHSTANDING ANY AAA RULES TO THE CONTRARY, THE AWARD OF THE ARBITRATOR MUST BE MADE NO LATER THAN THREE (3) MONTHS FOLLOWING THE DATE ON WHICH THE ARBITRATOR IS APPOINTED, UNLESS THE ISSUE IS THE SUBJECT OF LITIGATION BROUGHT BY A THIRD PARTY AND THE ARBITRATOR DEEMS IT APPROPRIATE TO DEFER ITS AWARD UNTIL THE LITIGATION IS RESOLVED.
THE RESOLUTION OF ANY CLAIMS, MATTERS, OR DISPUTES MUST PROCEED SOLELY ON AN INDIVIDUAL BASIS WITHOUT THE RIGHT FOR ANY CLAIMS, MATTERS, OR DISPUTES TO PROCEED ON A CLASS ACTION OR COLLECTIVE BASIS OR ON BASES INVOLVING CLAIMS, MATTERS, OR DISPUTES BROUGHT IN A PURPORTED REPRESENTATIVE CAPACITY ON BEHALF OF OTHERS. THE ARBITRATOR’S AUTHORITY TO RESOLVE AND MAKE WRITTEN AWARDS IS LIMITED TO CLAIMS, MATTERS, AND DISPUTES BETWEEN YOU AND THE MORLEY AGENCY ALONE. CLAIMS, MATTERS, OR DISPUTES MAY NOT BE JOINED OR CONSOLIDATED UNLESS AGREED TO IN WRITING BY ALL PARTIES. NO ARBITRATION AWARD OR DECISION WILL HAVE ANY PRECLUSIVE EFFECT AS TO ISSUES, CLAIMS, MATTERS, OR DISPUTES WITH ANYONE WHO IS NOT A NAMED PARTY TO THE ARBITRATION.
In the event of any claim, matter, or dispute between you and The Morley Agency arising out of or relating in any way to these SMS/Text Messaging Terms & Conditions, any text messages between you and agency or anyone acting on your or The Morley Agency’s behalf, or the The Morley Agency Program, The Morley Agency, if it prevails, must be awarded all costs of bringing or defending the claim, matter, or dispute, including, without limitation, reasonable attorneys’ fees and the ordinary costs and expenses incurred in resolving the claim, matter, or dispute, including, without limitation, all arbitration related fees and expenses.
The law of the State of [select your preferred state], including its statutes of limitations and without reference to any conflict of laws principles, shall be applied to any claim, matter, or dispute between the parties or when governing, construing, or enforcing these SMS/Text Messaging Terms
& Conditions, The Morley Agency Program, or any text messages between you and The Morley Agency or anyone acting on your or The Morley Agency’s behalf, or any of the rights, duties, or obligations of the parties arising from or relating in any way to the subject matter of these Terms & Conditions.
If you have questions regarding these SMS/Text Messaging Terms & Conditions, you may reach
us by calling 631-283-3100, fax us at 631-287-0081 or emailing your customer service representative.